AI Claim Advocate — Auto & Renters Insurance

Your insurer
works against you.
We don't.

Upload your policy and damage evidence. ClaimMax tells you exactly what you're owed, drafts a demand letter, and tracks the insurer's response. You only pay if we win you more money.

Analyze My Claim — Free No credit card. Pay only when you win more.
Claim Analysis Ready Just now
Insurer's Offer
$4,200
You're Owed
$8,100
$3,900 more identified in your policy
22%
Avg. recovery delta above initial offer
$8,400
Average claim size we handle
60s
Policy analyzed in under a minute
0%
Fee if we don't improve your outcome

Insurance is built to minimize your payout.

When you file a claim, adjusters work for the insurer — not for you. The average person has no idea what their policy actually covers, no way to evaluate whether the initial offer is fair, and no leverage to push back.

"They accepted less money than they were owed because fighting back felt impossible without a lawyer."

80-page policies

Most people never read their insurance policy. Insurers count on that.

Low-ball first offers

Initial settlement offers are routinely 20–40% below what you're entitled to.

No leverage without a lawyer

Hiring an attorney means giving up 33% of your settlement. ClaimMax costs 10-15% — only if you win more.

Five steps. One goal: more money.

ClaimMax walks you through every step. Our AI does the heavy lifting.

1

Upload your policy

Photograph or upload your policy PDF. AI extracts coverage limits, exclusions, deductibles, and endorsements in plain English — within 60 seconds.

2

Document the incident

Follow the guided photo checklist. Timestamped uploads, witness info, police report linkage. AI flags missing evidence before you submit.

3

Get your Claim Score

AI compares the insurer's offer against your policy terms, comparable settlements, and market repair costs. Surfaces the gap instantly.

4

Send the demand letter

One-click FCRA-compliant demand letter drafted with your evidence attached. Tracks insurer response deadlines automatically.

5

You get paid more — we take a cut

10–15% of the delta between the insurer's first offer and final settlement. Zero fee if we don't improve your outcome.

What ClaimMax users actually recovered.

+$3,900
Auto claim — rear-end collision. Initial offer: $4,200. Final settlement: $8,100.
Auto Insurance 3 weeks to resolve
+$2,100
Water damage claim. Insurer missed the endorsement covering personal property. Demand letter sent, settled in 11 days.
Renters Insurance 11 days to resolve
+$5,600
Totaled vehicle. Insurer's comp value was 30% below market. ClaimMax generated comparables and forced a reassessment.
Auto Insurance 6 weeks to resolve

You only pay when you win more.

ClaimMax is 100% success-fee. No upfront cost, no subscription. If we don't increase your settlement, you pay nothing.

Success Fee Model
Applied only on the delta — the difference between the insurer's original offer and your final settlement.
10–15% of recovery delta

Example scenario
$4,200 Insurer's first offer
$8,100 Your final settlement
$3,900 Recovery delta
$468 ClaimMax fee (12%)
Free claim analysis — always
Zero fee if we don't improve your payout
No contracts, no subscriptions
Transparent settlement tracking
Start a Free Claim Analysis
Legal disclaimer: ClaimMax provides claim education and document organization — not legal advice. All communications with insurers are sent by you. We are the tool, not the party. Consult an attorney for complex disputes.

Your insurance company has
lawyers. Now you have AI.

Analyze your claim free. You only pay when we win you more money.

Analyze My Claim — Free