Analyze Your Claim
Free analysis. You only pay if we improve your settlement.
Upload Your Insurance Policy
Our AI reads your policy and extracts coverage limits, exclusions, deductibles, and endorsements — in plain English.
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Supports PDF, JPG, PNG — Auto or renters insurance
Document the Incident
Strong evidence is the foundation of a strong claim. Upload photos, add details, and our AI flags anything missing before you submit.
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Timestamped uploads. More photos = stronger claim.
Analyzing your claim…
Comparing policy terms, comparable settlements, and market repair costs.
Reading policy terms…Your FCRA-Compliant Demand Letter
Drafted with your evidence attached. Tracks insurer response deadlines automatically.
[Your Name]
[Your Address]
[City, State ZIP]
[Insurance Company Name]
Claims Department
RE: Claim #[CLAIM NUMBER] — Demand for Fair Settlement
Dear Claims Adjuster,
I am writing to formally dispute the settlement offer of $4,200 provided on [DATE] regarding the above-referenced claim.
After careful review of my policy, including all applicable endorsements, and consulting independent market repair estimates, I have determined that my documented losses total $8,100 — a difference of $3,900 above your current offer.
The basis for this demand is as follows:
- Policy Section [X.X] provides coverage for OEM replacement parts, which were not included in your initial assessment.
- Three independent repair estimates confirm a total repair cost of [AMOUNT], consistent with market rates in [LOCATION].
- Documentation of all damages is attached hereto as Exhibit A.
I request a response within 30 days of receipt of this letter, as required under your state's fair claims settlement practices regulations.
If I do not receive an acceptable response within this timeframe, I reserve all rights to pursue additional remedies, including filing a complaint with the State Insurance Commissioner.
Sincerely,
[Your Name]